UK mortgages for British expats, whatever your country of residence
A UK expat mortgage lets a British national living abroad buy, remortgage or invest in UK property. We arrange them for expats in approximately 120 countries of residence. Track A, FCA-authorised. Named consultant from enquiry to completion.
Four product routes
Buy-to-let
Personal name or Ltd company. Whole-of-market expat panel. Deposits from 25 percent.
Expat buy-to-letResidential
UK homes you occupy now or on repatriation. Regulated advice, deposits 25 to 35 percent.
Expat residentialRemortgage
Rate switch, capital raise, product transfer. Move from consumer BTL to Ltd company.
Expat remortgageReturning expat
Repatriating to the UK. Handles the two-lender problem when you are not yet resident on application.
Returning expatWhat UK lenders typically want
- Passport plus visa or residency evidence in your country of residence.
- Three to six months of bank statements in your country of residence.
- Two years of tax returns (or employer letter and payslips for salaried).
- Currency-of-income evidence and, where relevant, contract of employment.
- Deposit source evidence for anti-money-laundering.